\n| \n 200-day notice account<\/p>\n<\/td>\n | \n United Trust Bank 200 Day Notice Deposit (Issue 2)<\/p>\n<\/td>\n | \n 5.58%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n Fixed-rate bonds<\/strong><\/p>\n\n \n\n\n\n<\/colgroup>\n\n\n| \n Account type<\/p>\n<\/td>\n | \n Product name<\/p>\n<\/td>\n | \n Interest rate<\/p>\n<\/td>\n<\/tr>\n | \n| \n 1-year fixed-term<\/p>\n<\/td>\n | \n Union Bank of India (UK) Ltd 1 Year Union Premier Bond<\/p>\n<\/td>\n | \n 5.70%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 2-year fixed-term<\/p>\n<\/td>\n | \n Union Bank of India 2 Year Fixed Rate Deposit<\/p>\n<\/td>\n | \n 5.70%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 3-year fixed-term<\/p>\n<\/td>\n | \n Hanley Economic Building Society 3 Year Fixed Rate<\/p>\n<\/td>\n | \n 5.35%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 4-year fixed-term<\/p>\n<\/td>\n | \n Union Bank of India (UK) Ltd 4 Year Fixed Term Deposit<\/p>\n<\/td>\n | \n 5.00%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 5-year fixed-term<\/p>\n<\/td>\n | \n Union Bank of India (UK) Ltd 5 Year Union Premier Bond<\/p>\n<\/td>\n | \n 5.00%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n Cash ISAs<\/p>\n \n \n\n\n\n<\/colgroup>\n\n\n| \n Account type<\/p>\n<\/td>\n | \n Product name<\/p>\n<\/td>\n | \n Interest rate<\/p>\n<\/td>\n<\/tr>\n | \n| \n Instant Access<\/p>\n<\/td>\n | \n Metro Bank Instant Access Cash ISA<\/p>\n<\/td>\n | \n 5.11%<\/p>\n<\/td>\n<\/tr>\n | \n| \n Notice<\/p>\n<\/td>\n | \n Mansfield eSaver 180 Day Notice Cash ISA (1st Issue)<\/p>\n<\/td>\n | \n 5.30%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 1-year fixed-term ISA<\/p>\n<\/td>\n | \n Metro Bank 1 Year Fixed Rate Cash ISA<\/p>\n<\/td>\n | \n 5.41%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 2-year fixed-term ISA<\/p>\n<\/td>\n | \n Zopa Smart ISA 2 Year Fixed Term ISA Pot<\/p>\n<\/td>\n | \n 5.07%<\/p>\n<\/td>\n<\/tr>\n | \n| \n 3-year fixed-term ISA<\/p>\n<\/td>\n | \n UBL UK 3 Year Fixed Rate Cash ISA Monthly<\/p>\n<\/td>\n | \n 4.87%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n \n Lucinda O\u2019Brien, money.co.uk\u2019s savings expert, gave recommendations to households looking to bolster their savings.<\/p>\n She explained: \u201cThis week, the monthly average interest rate for all savings accounts has dropped to 4.3 percent, which is below inflation at 4.7 pecent.<\/p>\n \u201cHowever, there are still providers offering rates above inflation, with easy access accounts remaining stable as Metro Bank continues to offer its instant access at 5.22 percent – but remember the \u00a3500 deposit to unlock that rate.<\/p>\n \u201cWe\u2019ve also seen rates drop again on fixed-rate accounts, with Union Bank of India (UK) offering a one and two-year fixed-rate bond at the top rate of 5.70 percent.\u201d<\/p>\n<\/div>\n \n The savings expert highlighted how one of the bank\u2019s particular offerings is ideal for long-term savers.<\/p>\n Ms O\u2019Brien added: \u201cIf you can lock away your money for longer, Union Bank of India (UK) has an attractive five-year fixed-rate bond at five percent.<\/p>\n \u201cHowever, it will be interesting to see how rates change after the Bank of England\u2019s monetary committee meeting tomorrow.<\/p>\n \u201cThe committee will decide whether the base rate increases decreases or remains frozen for another month. Watch this space\u2026\u201d<\/p>\n The Bank of England\u2019s MPC is due to announce any further changes to the base rate on December 14.<\/p>\n<\/div>\n[ad_2]\n","protected":false},"excerpt":{"rendered":" [ad_1] Here is a breakdown of the best savings accounts currently on offer the week beginning December 11, as well as the corresponding interest rates: Easy access savings accounts Account type Product name Interest rate Easy access Paragon Double Access Issue 4 5.16% Easy Access Ulster Bank Loyalty Saver 5.20% (balances above \u00a35,000) Instant access …<\/p>\n","protected":false},"author":1,"featured_media":15472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/posts\/15471"}],"collection":[{"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/comments?post=15471"}],"version-history":[{"count":0,"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/posts\/15471\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/media\/15472"}],"wp:attachment":[{"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/media?parent=15471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/categories?post=15471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/farratanews.online\/wp-json\/wp\/v2\/tags?post=15471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} | | |